How Does Gamstop Affect Credit Rating?

Brando Guidacci

To cut to the chase, I will answer your queries with a “no” if Gamstop affects credit rating or anything related to credits. Gamstop’s inspection is a soft search, so it’s not visible to other organizations.

Gamstop is not at all related directly to your credit rating. Gamstop is just a program that helps people with gambling issues in the UK who feel helpless. To avoid further financial losses and debts, people opt for Gamstop.

Read along to be more aware of this query and see whether Gamstop affects your credit rating or helps maintain a good credit score. Here we go. Before digging into this topic, here are some online casinos that adhere to Gamstop:

Certified Casinos Gamstop
Rating Casinos 10 / 10
           

Bet365 Casino

Stake £10, Get 200 Spins

ⓘ Read T&C Deposit £10 and stake on eligible Casino games to receive 100 Free Spins. Time limits and game restrictions apply. Registration required. Full terms and conditions apply.
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Certified Casinos Gamstop
Rating Casinos 9.8 / 10
           

Unibet Casino

Deposit £10, Get £40 Bonus

ⓘ Read T&C Deposit £10 as a new customer using a debit card and get £40 in Casino Bonus Funds. Subject to up to 50x wagering, varying game contributions, and maximum stake limits. Opt-in required within 24 hours, valid for 30 days. Geographic restrictions apply. Full terms and conditions apply.
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Certified Casinos Gamstop
Rating Casinos 9.6 / 10
           

LeoVegas Casino

Get 100% up to £50

ⓘ Read T&C Deposit £10, £25, or £50 and receive a matching bonus after wagering your deposit 35 times within 7 days. Additionally, receive 50 wager-free spins (worth 0.10p each) once deposit and wagering conditions are met. Full terms and conditions apply.
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Certified Casinos Gamstop
Rating Casinos 9.4 / 10
           

Bluefox Casino

Get £1.000 + 100 Spins

ⓘ Read T&C New players only. Wager real balance first with 50X wagering on the bonus. Game contributions vary. Bonus valid for 30 days from receipt. Maximum conversion: 3 times the bonus amount. Excludes Skrill and Neteller deposits. Full terms and conditions apply.
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Certified Casinos Gamstop
Rating Casinos 8.8 / 10
           

888 Casino

Get £100 + 100 Spins

ⓘ Read T&C New players deposit £10 to receive 200% of the deposit up to £50. Claim within 48 hours, valid for selected games, and expires within 90 days. Free Spins must be claimed and used within 14 days, set at £0.10 per spin, credited over 3 days. Full terms and conditions apply.
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Certified Casinos Gamstop
Rating Casinos 8.6 / 10
            

Casiplay Casino

Get £100 + 100 Spins

ⓘ Read T&C Deposit a minimum of £20 to engage with games where bet limitations per spin apply and 35x wagering requirements are enforced. Wagering requirements may vary based on the games played. Full terms and conditions apply.
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Certified Casinos Gamstop
Rating Casinos 8.4 / 10
           

Highbet Casino

Get £50 + 50 Spins

ⓘ Read T&C New players only. Deposit £20 with a 35x wagering requirement to qualify for the bonus offer. Full terms and conditions apply.
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Certified Casinos Gamstop
Rating Casinos 8.2 / 10
           

Playgrand Casino

Get £300 + 30 Spins

ⓘ Read T&C New players deposit £10 to receive 100% up to £100 plus 30 Bonus Spins on Reactoonz. Bonus funds and spin winnings have a separate 35x wagering requirement. Bonus funds must be used within 30 days, spins within 10 days. Full terms and conditions apply.
Redeem Bonus

Have you had a problem with one of these casinos? Please, let me know.

📝 Important: Some of the online casinos listed in the table above may pay us a commission in the form of real money. However, all platforms we cooperate with are safe and can operate regularly in Monaco. Remember to only play at casinos if you are over 18 and to play responsibly.

👏 Contributors: Brando Guidacci, writer and professional gambler, wrote this page. A small team of writers who collaborated with some major national newspapers worked on this page with him. Find out who we are, and ask us your questions about gambling.

Table of Contents

Does Gamstop Affect Our Credit Rating?

The most frequently asked question hovering around Gamstop is whether it affects our credit rating. Many people worry that choosing Gamstop as a source of help to battle their gambling issues will add another worry, resulting in double the trouble.

Another worry besides gambling addiction is credit ratings. But I am here to tell you that Gamstop and its self–exclusion program do not affect your credit rating.

Gamstop is here to adhere to a specific purpose: to help anyone struggling with gambling issues and major gambling addiction, which affects not only them but also the people around them. Huge losses of money leading to big amounts of debt are the recurrent effects of unstoppable gambling.

Gamstop is only a means of self–exclusion program to help such people. It has nothing to do with an individual’s credit rating directly.

However, there can be an indirect impact on credit rating for some people who have chosen Gamstop. Why I’m saying this is because long-term gambling addiction leads people to borrow money to gamble. This usually leads them into debt, a major red flag and roadblock for your lender, the bank, to give you a good score for creditworthiness.

The bottom line is that Gamestop does not directly affect credit rating; it is only there to help people battle and handle their gambling issues. The personal maintenance of your account is what affects your credit rating.

How Does Gamstop Affect Credit Rating

What is a Credit Rating?

In the UK, everyone opting for any credit will have their credit rating. Credit rating is simply a score your lender, the bank per se, credits you with by having an overview of your loan history, debts, taxes, bills, borrowing, and debit activities.

The mathematical calculation and score given by the lenders according to your borrowing and paying back the loans, mortgage, etc, is called the credit rating. A good history of borrowing and repaying makes your credit rating good, and the lenders will consider you worthy of a loan or anything as such, even in the future.

How Important is a Credit Rating?

Credit rating is important because of many reasons. Say you want to take a loan from the bank or borrow funds for a mortgage; your credit scores or ratings will determine whether or not you are worthy of resources from the bank.

By default, if you have a bad credit history due to the inability to repay the loans, resulting in debts, you risk not getting loans from the lenders.

Your credit rating is also very important if you want to start and invest in your small business. Well, it’s good if you have much capital saved, but most people take loans before starting their businesses. Therefore, a good credit rating is important for a smooth process with the lenders for any financial support.

Brando Guidacci

Brando Guidacci

My name is Brando Guidacci, and I have dedicated myself to writing about the world of gambling since 2002. At 46, I live in Corsico, near Milan. You may wonder why I chose gambling as my niche. It’s a passion inherited from my father, a legendary croupier at the San Remo casino. His vivid tales of the casino life ignited my intrigue in this fascinating world, an interest that eventually evolved into my full-time profession.